Frequently Asked Questions
Straight answers about your car-accident claim.
Common questions about hiring a car-accident lawyer in McAllen and San Juan — what to do at the crash scene, dealing with the auto insurers, uninsured drivers, and what your wreck is worth. Still have questions? We're available 24/7.
Car accident FAQs
What should I do right after a car accident in McAllen?
If you can, move to safety and call 911 so an officer documents the crash. Photograph the vehicles, the road, and any injuries; get the other driver's license, plate, and insurance; and collect witness names. See a doctor the same day even if you feel okay. Then call us before giving any statement to the other driver's insurer — what you say early can be used to cut your payout.
How long do I have to file a car accident claim in Texas?
In most Texas car accident cases you have two years from the date of the crash to file a lawsuit. Waiting hurts you, though — dashcam footage gets overwritten, skid marks fade, and witnesses move. The sooner you call, the more evidence we can lock down for your claim.
What if the driver who hit me had no insurance or fled the scene?
You may still recover. If you carry uninsured/underinsured motorist (UM/UIM) coverage, your own policy can pay for a hit-and-run or an uninsured at-fault driver — and Texas drivers often have this coverage without realizing it. We review your policy for free, find every layer of coverage, and fight your own insurer if it stalls on a UM claim.
The insurance company offered me a settlement already — should I take it?
Almost never without talking to a lawyer first. A fast offer made days after a wreck is designed to close your claim before you know whether you'll need an MRI, injections, or surgery — and once you sign the release, you can't ask for more. Let us value the full claim, including future care and your damaged vehicle, before you accept anything.
Who pays to fix or replace my car, and what about medical bills?
Your property-damage claim (repairs, total-loss value, and a rental) is separate from your injury claim, and we help you handle both. For medical bills, we can connect you with RGV doctors who treat car-accident victims on a lien — no upfront cost — and those bills are paid out of your settlement at the end, so you can get care while the claim is pending.
What if the accident was partly my fault?
You can still recover in Texas as long as you were 50% or less at fault, under the state's modified comparative fault rule — your compensation is just reduced by your share of blame. Insurers love to exaggerate your fault to pay less, so we build the evidence that keeps the blame where it belongs.
Have a question we didn't answer?
Call, text, or send us a message. Your consultation is always free.